How To Transfer Money Credit Card To Bank Account | Zero Charges

 

We will discuss How To Transfer Money Credit Card To Bank Account without any charge.

Most private banks provide Credit Card,

The bank holds a credit limit according to the account holder’s transactions and civil score.

Almost every Credit Card has certain rules and regulations that you will have to pay a large amount if you do not follow.

According to our today’s topic of Credit Card rules, if you withdraw money from a Credit Card through an ATM, you will have to pay a 10% or more percent charge.

 

Credit Cards Uses

Credit Cards are primarily used for online transactions.

In this case, the online transaction means online shopping, utility services bill payment, Ticket Booking, etc.

 

There is no charge for online Credit Card transactions.

 

Steps  – Transfer Money Credit Card To My Bank Account

Suppose you have a Credit Card limit of Rs 30,000/- and it is not possible for you to spend Rs 30,000/- on a single online transaction.

You want to use Credit Card money for your own business or any other purpose.

The question here is how you can withdraw money from a Credit Card what kind of charge rhyme.

Step 1

First, you need to collect three PhonePe. In PhonePe, you will find an option of wallet PhonePe e-wallet.

 

In this wallet, you need to add money via Credit Card. You can add a maximum of 10000 rupees once a month in a PhonePe wallet.

Since you have 30,000 Rupees Credit Cards, you need three PhonePe. Add 10000 rupees to each wallet.

 

 

 

Step 2

You need to collect a PhonePe merchant account. Of course, you need to find a PhonePe merchant account that can accept money from your wallet.

You need to scan the barcode in the merchant account and transfer Rs 10,000 to your wallet.

Read – How to transfer Money PayZpp to Bank Account

Step 3

Once the money is transferred to the merchant account, the settlement takes 24 hours, after 24 hours you can transfer the money from that merchant account to your own bank account.

You do not have to pay any charges in this case.

 

I’m trying to explain to you in simple language again.

 

• 1st Money from a Credit Card is to be transferred to a phone pay wallet.
• Money needs to be transferred from Phone Pay Wallet to Phone Pay Merchant Account.
• Once the settlement in the merchant account is successful, you can transfer the money to your bank account.

 

Important Rules

One thing to keep in mind, however, is not to repeatedly transfer money from a Merchant Account. Otherwise, the merchant account may be blocked.

You can use the merchant accounts of friends around you.

 

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Last Word

I hope you like my article “How To Transfer Money Credit Card To Bank Account | Zero Charges” your knowledge has increased a lot. If I have made a mistake in this article or if you have any questions, feel free to leave a comment in the comments box and I will try to answer your question as soon as possible